Top 5 Home Insurance Companies in Flagstaff, AZ
Check out the most popular Home Insurance agencies & companies in Flagstaff, AZ & compare the best quotes from them.
4 Factors affecting home insurance in Flagstaff, AZ
The average cost of homeowners insurance in Flagstaff, AZ, is $852.63. Purchasing a home is a significant undertaking. In addition, owning a home is a long-term goal that the majority of individuals finally fulfill after years of struggle. Utilize essential home insurance to safeguard your investment and give your home the protection it needs in Flagstaff, Arizona. If your valuable assets are damaged due to unfortunate occurrences like fire, theft, or floods, home insurance will protect them.
Homeowners in Flagstaff, Arizona, must be aware of their needs and spending limits if they want to achieve the best price for homeowners insurance. You can compare many insurance policies and quotes the insurance companies offer and select the best one for you. The best insurance providers in Flagstaff, Arizona, are listed below.
Factors affecting home insurance in Flagstaff, AZ:
1. Home insurance rates by coverage levels
1. Home insurance rates by coverage levels
2. Home insurance rates by deductibles
3. Home insurance rates by the age of the house
4. Home insurance rates by the safety features
1. Homeowners Insurance Rates by Coverage Level
Home insurance policies provide total protection against losses to your house and its contents. The policy's coverage extends to losses brought on by human mistakes, including theft, fires, and natural disasters like earthquakes and floods. The homeowner's insurance amount choice determines the coverage. For example, homeowners in Flagstaff, Arizona, who choose coverage of $200K pay $586 for home insurance.
The chart below shows the rates for home insurance in Flagstaff, Arizona, depending on the coverage level.
2. Homeowners Insurance Rates by Deductibles
Homeowners must first pay a deductible amount before making a claim. You must pay a certain amount out of pocket for damages before your insurance company begins to contribute to the costs. For example, homeowners in Flagstaff, Arizona, who chose a $1000 deductible for their home insurance pays $762, whereas homeowners who selected a $500 deductible for their homeowner's insurance pay $842.
3. Homeowners Insurance Rates by the Age of the Home
In Flagstaff, Arizona, the age of a home is an important consideration when calculating home insurance rates. Older homes in Flagstaff, Arizona, typically cost more to insure because they require more money to renovate and repair. New construction residences are eligible for savings on homeowner's insurance. For example, homes in Flagstaff, Arizona, that are 30 or 40 years old pay $865.41 and $874.79 for homeowners insurance, whereas newly constructed homes pay $647.99.
4. Homeowners Insurance Rates by the Safety Features
Your house insurance rates in Flagstaff, Arizona, can be reduced if it has safety measures. Less claims are paid by insurance companies when safety elements are put in place to minimize risk. For example, homeowners in Flagstaff, Arizona, with deadbolts and fire extinguishers, pay $775.89 and $784.41 in insurance, respectively.
Top Home Insurance Companies in Flagstaff, AZ
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| State Farm | A | 17.97% |
| Liberty Mutual | A | 8.64% |
| Allstate | A+ | 8.64% |
| Nationwide | A+ | 8% |
| Travelers | A++ | 4.13% |
Top Travelers Home Insurance Agents in Flagstaff, AZ
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Crockett Insurance Service | 400 W Finney Flat Road www.crockettinsurance.com 86322-7265 |
928-567-3374 Email:carlton.jones@crockettinsurance.com |
|
| Edwin C Gerrity Agency Llc | 1016 W University Ave Ste 10 gerrityinsurance.com 86001 |
(928) 779-3652 Email:DGERRITY@GERRITYINSURANCE.COM |
|
| Emil Joe Dusek | 1525 N Beaver St 86001 |
(928) 774-8722 | |
| Onida Insurance Agency Limited | 1016 W UNIVERSITY AVE STE 102 86001 |
928-527-1914 | |
| George Wagner Assoc Inc | 2200 E Cedar Ave Ste 12 86004 |
(928) 699-1210 Email:gwassociatesinc@yahoo.com |
|
| Onmarket Insurance Associates | 1300 E BUTLER AVE STE 100 www.onmarketins.com 86001 |
(928) 774-6631 Email:admin@onmarketins.com |
|
| Charles F Kaiser Assoc Inc | 1725 W State Route 89A Ste A 86336-5579 |
928-282-1242 | |
| American Auto Club Insurance Agency Llc | 400 W Finnie Flat Rd Ste 2 86322-7362 |
928-567-3374 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Jessica Ivey | 701 W MESQUITE DR 86326 |
928-649-2255 | |
| Jessica Peege | 1120 WEST STATE RT 89A STE B-3 86336 |
928-282-6500 | |
| Jessica Wrigley | 420 N HUMPHREYS ST 86001 |
928-774-3345 | |
| Jessica Runnels | 1016 W UNIVERSITY AVE STE 102 86001 |
928-527-1914 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Sheppard Insurance | 1338 W Forest Meadows St Ste 100 86001 |
||
| Jessica J. Hernandez | 830 SOUTH MAIN STE 1C 86326 |
928-634-6422 | |
| Evella A Feldhacker | 116 S 1st St 86046 |
(928) 433-4090 | |
| Kathe Nale | 206 W THIRD ST 86047 |
928-289-3333 | |
| Rick Hamblin | 7810 North Highway 89 Ste 250 86004 |
(928) 774-9177 | |
| Douglas Sharp | 493 S Main St Ste 2 86322 |
(928) 567-5911 | |
| Jessie C. Robare | 2717 NORTH STEVES BLVD STE 4 86004 |
928-526-4040 | |
| Rick Grabowski | 1794 E Route 66 86004 |
(928) 774-3553 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| David Mccleary | 5200 E Cortland Blvd Ste A21 86004 |
(928) 527-1755 | |
| Miok Fowler | 405 S MAIN ST www.miokfowler.com 86326 |
(928) 634-5521 | |
| Gary Young Clu | 206 W Third St 86047 |
(928) 289-3333 | |
| Tom Maack | 405 S Main St 86326 |
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| Steve Mcdonald | 1785 W State Route 89A 1785 W State Route 89A 86336 |
||
| Jim Wurbel | 701 W Mesquite Dr 86326 |
||
| Jessie Bishop | 2410 E ROUTE 66 www.iprotectwhatmatters.com 86004 |
928-526-0007 | |
| Ed Zinschlag | 2301 W Highway 89A Ste 103 www.edzinschlag.com 86336 |
(928) 282-9226 | |
| Bill Coats | 1515 E Cedar Ave Ste A-4 www.billcoats.com 86004-1630 |
928-774-0657 | |
| Jessica Yeatman | 408 N KENDRICK STE 1 www.jessicayeatman.com 86001 |
928-774-0606 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Andy W. Bleggi | 312 W Third St 86047-3411 |
928-289-3200 | |
| Rick Hamby Agency Inc | 403 E Third St 86047 |
(928) 289-3075 | |
| Rick Hamby Agency Inc | 325 W Railroad Ave 86046 |
(928) 635-2523 |
| Allstate | Liberty Mutual | State Farm | |
| Median Home Value ($) | 324,410 | 284,410 | 324,410 |
| Construction year | 1999 | 2012 | 1984 |
| Home Coverage ($) | $600000-$700000 | $400000-$500000 | $400000-$500000 |
| Total Premium ($) | $1210 | $1053 | $864 |
Flagstaff, AZ Multi Policy Discounts by Home Insurance Companies
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| Travelers | upto 7% |
| Liberty Mutual | upto 19% |
| Allstate | upto 18% |
| Nationwide | upto 6% |