Top 5 Home Insurance Companies in Peoria, AZ
Check out the most popular Home Insurance agencies & companies in Peoria, AZ & compare the best quotes from them.
Average Cost of Homeowners Insurance in Peoria, AZ
As a homeowner in Peoria, AZ, it's important to have adequate homeowners insurance to protect your investment. Homeowners insurance protects your home and personal belongings in the event of damage or theft. It also provides liability coverage if someone is injured on your property. When choosing a homeowners insurance policy, there are many factors to consider, such as the value of your home and personal belongings, the amount of liability coverage you need, and whether you need additional coverage for things like flooding or earthquakes. Working with an insurance agent can help you find the right homeowners insurance policy for your needs and budget. An agent can shop around for the best rates and coverage options from a variety of insurance companies. If you're looking for homeowners insurance in Peoria, AZ, contact the experts at Insurance Professionals of Arizona today. We can help you find the right policy to protect your home and belongings.
The average cost of homeowners insurance in Peoria, AZ, is $978.39. Several insurance companies offer home insurance at affordable prices. Therefore, Peoria, Arizona, residents should evaluate the prices and coverage provided by various home insurance companies before taking any action. The top insurance providers in Peoria, Arizona, and their rates are shown in the chart below.
Factors Influencing Home Insurance in Peoria, AZ:
1. Homeowners insurance rates by coverage levels
2. Homeowners insurance rates by deductibles
3. Homeowners insurance rates by materials used
4. Homeowners insurance rates by safety features
Homeowners Insurance Rates Based on Coverage Levels in Peoria, AZ
Rates for homeowners insurance in Peoria, Arizona, is determined by the level of coverage you select and the cost of your house. Your rate will go up the more coverage you have. However, you shouldn't skimp on coverage because doing so could expose you to financial loss in the event that your home is damaged or destroyed. In Peoria, Arizona, homeowners may get a $100k home insurance policy for $291. The average homeowner chooses coverage between $200K and $300K, which costs $716 and $1279, respectively.
Refer to the chart below to understand the insurance cost paid by the homeowners in Peoria, AZ, according to their coverage level.
Homeowners Insurance Rates Based on Deductibles in Peoria, AZ
Homeowners insurance rates in Peoria, AZ, can be affected by deductibles. A deductible is an out-of-pocket amount the policyholder would have to pay before the insurance company would pay for a claim. Some insurance companies offer different deductible options, so comparing rates is essential before choosing a policy. Higher deductibles usually mean lower premiums, but it’s important to make sure the deductible is an amount the policyholder can afford to pay if they need to make a claim. The most popular deductibles for homeowners in Peoria, Arizona, are 1000 and 1500, with an associated premium of $681 and $641, respectively.
Homeowners Insurance Rates Based on Materials Used in Peoria, AZ
Homes built with brick or stone are generally considered more fire-resistant than those built with wood. As a result, homes constructed with brick or stone may qualify for a discount on their homeowners insurance rates. Residents of Peoria, Arizona, who built their homes out of fire-resistant or masonry pay $656 and $724 in homeowner's insurance, respectively. If you're looking for ways to save on your homeowners insurance rates, be sure to ask your agent about discounts for fire-resistant materials and safe locations. You may be surprised at how much you can save.
Homeowners Insurance Rates Based on Safety Features, Peoria, AZ
There are several ways to make your home safer, and each of them can significantly impact your insurance rates. Here are a few of the most important things you can do to keep your rates low. If your house has a fire alarm, sprinkler system, or deadbolt, it will be less likely to get damaged. This may reduce the possibility of your insurance company paying a claim. This can consequently result in a reduction in your homeowner's insurance costs. In Peoria, Arizona, homeowners with fire extinguishers and smoke detectors pay insurance premiums of $709 and $686, respectively.
Top Home Insurance Companies in Peoria, AZ
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| State Farm | A | 17.97% |
| Liberty Mutual | A | 8.64% |
| Allstate | A+ | 8.64% |
| GEICO | A++ | 3.95% |
| Erie | A+ | 3.5% |
Top Liberty Mutual Home Insurance Agents in Peoria, AZ
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Dhwanika Patel | 985 W Chandler Hghts Rd Ste 3 85248 |
(480) 477-7511 | |
| Al Drago Lutcf | 3040 E Cactus Rd Ste 2 85032-7196 |
602-971-3130 | |
| Elaine Irvin | 23425 N 39th Dr Ste 104 85310 |
(602) 765-4915 | |
| Aj Gennarelli | 1837 W Guadalupe Rd Ste 114 85202-7442 |
480-833-0724 | |
| Rebecca Bryant | 1423 S Higley Rd Ste 125 85206 |
(602) 332-6200 | |
| Daniel Quartararo | 11344 E Apache Trail 85120-3527 |
480-986-4488 | |
| Jessica Niemann | 2336 W BARWICK DR 85085 |
623-760-9096 | |
| Renee Bushong | 7254 E Southern Ave Ste 105 85209 |
(480) 641-1660 | |
| Michael Stuart Lutcf | 1314 N Recker Rd Ste 103 85205 |
1-480-337-0250 | |
| Felice Iglesias Mba | 13144 W Camelback Rd Ste 130 85340 |
(623) 572-5135 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Curt Potter | 14021 N 51st Avenue 85306-4840 |
602-993-1331 | |
| Alsea River Insurance Agency | 428 S Gilbert Rd Ste 103 85296-2261 |
480-832-9773 | |
| Lynette Melcher | 4930 E MAIN ST 9 85205 |
480-807-7753 | |
| Harry Bowers | 14300 N Northsight Blvd Ste 128 85260 |
(480) 443-0358 | |
| Richard Spano | 515 E Carefree Hwy Phoenix 85085 |
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| Machelle M Colligan | 1835 S EXTENSION RD 85210 |
480-730-4920 | |
| Rebecca Fairbanks | 13034 N VERDE RIVER DR STE 102 85268 |
(480) 837-1111 | |
| Robin Byrd | 5835 N 16th St Ste C 85016 |
(602) 265-6686 | |
| Ron Nayfack | 17431 N 71st Dr Ste 101 85308 |
(623) 850-0036 | |
| Rebecca Clemento | 1425 S Higley Rd Ste 107 85296 |
(602) 616-7096 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Adkins Insurance & Financial Service Inc. | 5616 E McKellips Rd Ste 105 85215-2763 |
480-839-5050 | |
| Lazar Insurance | 7440 W CACTUS RD A-8 85381 |
623-486-7262 | |
| M. C. Thomas Insurance Agency, Inc. | 20 N GILBERT RD STE B www.mcthomasinsurance.com 85234 |
480-545-0634 | |
| R C Insurance Services Inc. | 916 E Baseline Rd Ste 103 www.rcinsure.com 85204 |
(480) 382-1570 | |
| Acosta Insurance Agency Inc. | 7050 W Chndlr Blvd Ste 4 85226-3242 |
480-961-4884 | |
| Macias Insurance Agency | 2101 E BROADWAY RD STE 6 www.maciasinsurance.com 85282 |
480-656-1036 | |
| Ziemba Insurance Agency | 15610 N 35Th Ave Ste 5 85053 |
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| Turner Houser Insurance Group | 6717 N Black Canyon Hwy 85015 |
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| Michael Sprague & Associates | 21448 N. 75Th Ave. Suite 2 85308 |
1-623-572-4440 | |
| James B Murdoch Insurance Group Inc. | 4046 E GREENWAY 85032 |
602-274-1116 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Art Espe | 5310 E Shea Blvd Ste 3 www.artespe.com 85254-4700 |
602-953-1990 | |
| Liz Portee | 18444 N 25TH AVE STE 420 www.lizportee.com 85023 |
623-242-5255 | |
| Michael Sullivan | 2510 West Dunlap Ave Suite 126 www.mikesullivan1.com 85021 |
1-602-997-4700 | |
| Robin Brown | 4020 N 20th St Ste 101 www.robinbrowninsurance.com 85016 |
(602) 297-5175 | |
| Donna Gates | 9907 E Bell Rd Ste 140 www.donnagates.net 85260 |
(480) 860-9300 | |
| Paul Rohrbaugh | 5950 S Cooper Rd Ste 2b www.paulrohrbaugh.com 85249 |
(480) 308-1498 | |
| Robin De Leuze | 1849 W GREENWAY RD STE 105 85023 |
(602) 866-8777 | |
| Wendy Ruffin-Barnes | 4835 E Cactus Rd Ste 125 Scottsdale www.wendyruffin-barnes.com 85254 |
(602) 734-7381 | |
| Curtis Gwathney Jr | 650 N Estrella Parkway 85338-9276 |
623-536-2886 | |
| Louie Olive | 3101 W PEORIA AVE C105 85029 |
602-866-7099 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Graves Erskine | 5055 W Ray Rd Ste 22 85226 |
(480) 883-8798 Email:gerskine@geico.com |
| State Farm | GEICO | Allstate | |
| Median Home Value ($) | 247,360 | 237,360 | 237,360 |
| Construction year | 1994 | 2013 | 1996 |
| Home Coverage ($) | $350000-$400000 | $250000-$300000 | $300000-$350000 |
| Total Premium ($) | $837 | $1266 | $877 |
Peoria, AZ Multi Policy Discounts by Home Insurance Companies
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| Liberty Mutual | upto 16% |
| Allstate | upto 23% |
| Erie | upto 24% |
| GEICO | upto 18% |