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Home Insurance Costs with Deductible Scenarios in Phoenix, AZ & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Phoenix, AZ $200800 $524 $721
Glendale, AZ $180500 $506 $696
Mesa, AZ $187900 $513 $705
Tempe, AZ $237200 $553 $761
Salt River, AZ $35000 $614 $845
Sun City, AZ $130100 $444 $610
Litchfield Park, AZ $267200 $499 $687
Fountain Hills, AZ $387800 $646 $889
Guadalupe, AZ $101400 $511 $703
Youngtown, AZ $132600 $429 $591

Impact of Coverage Amount on Home Insurance Cost In Phoenix, AZ

Coverage Amount Home Insurance Cost ($)
$100,000 $343
$200,000 $1,122
$300,000 $1,474
$400,000 $1,767
$500,000 $2,262
$750,000 to $1000,000 $2,615
Above $1000,000 $3,092


Phoenix, AZ Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Phoenix, AZ Average Home Insurance Cost$729.44
State Average Home Insurance Cost$743
Difference Vs national Average-494.56

Top Homeowners Insurance Companies in Phoenix, AZ

Insurance Provider Average Homeowners Insurance Cost($)
State Farm $1,001
Safeco $955
Farm Bureau $904
ACA $713

Phoenix, AZ Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -102 627
One Claim +36 766
Two Claims +102 832