Top 5 Home Insurance Companies in Wickenburg, AZ
Check out the most popular Home Insurance agencies & companies in Wickenburg, AZ & compare the best quotes from them.
Average Cost of Homeowners Insurance in Wickenburg, AZ
As a Wickenburg, AZ, homeowner, you know that your home is one of your most valuable assets. Not only is it a place to raise your family and create memories, but it’s also a significant investment. In the event of a fire, severe weather, or other unexpected disasters, you could lose everything you’ve worked so hard for if you don’t have adequate homeowners insurance. A typical homeowners insurance policy will protect your home and belongings from damage or destruction caused by events like fire, wind, hail, lightning, theft, and vandalism. It will also provide liability coverage if someone is injured on your property. Most policies will also cover additional living expenses if you need to relocate temporarily due to damages to your home.
The average cost of homeowners insurance in Wickenburg, AZ, is $1449. The cost of homeowners insurance varies depending on the value of your home, the amount of coverage you need, and the location of your home. But even if it seems like a lot of money, keep in mind that the cost of rebuilding your home and replacing your belongings could be much higher.
Below are a few affordable home insurance providers in Wickenburg, AZ.
Factors Influencing Home insurance in Wickenburg, AZ:
1. Homeowners insurance rates by coverage levels
2. Homeowners insurance rates by deductibles
3. Homeowners insurance rates by materials used
4. Homeowners insurance rates by the number of claims
Homeowners Insurance in Wickenburg, AZ- Rates by Coverage Levels
Homeowners insurance is one of the most important types of insurance to have, as it can protect your home and possessions in the event of a natural disaster or other unforeseen events. However, the cost of homeowners insurance can vary greatly depending on the coverage levels you choose. The type of home you have, the value of your possessions, and the amount of risk in your area will all play a role in determining the cost of your homeowners insurance. However, the coverage levels you choose will impact the price you pay for your policy.
For instance, homeowners in Wickenburg, Arizona, who pay for coverage of $200K, can obtain home insurance for $650. Typically, homeowners choose $300,000 to $400,000 in coverage, with premiums of $1274 and $1658, respectively.
Homeowners Insurance in Wickenburg, AZ- Rates by Deductibles
Deductibles are one factor that affects the cost of homeowners insurance. A deductible is the amount of money the policyholder must pay out-of-pocket before the insurance company pays a claim. Deductibles can range from a few hundred dollars to a few thousand dollars. The higher the deductible, the lower the insurance policy's premium (monthly cost). That's because the policyholder assumes more risk by agreeing to pay more out-of-pocket before the insurance company pays a claim.
By choosing a deductible that suits them, homeowners in Wickenburg, Arizona, can personalize their homeowner's insurance coverage. In Wickenburg, Arizona, for instance, homeowners who choose a high deductible of 2500 pay $546 compared to homeowners who choose a deductible of 500, which costs $751.
Homeowners Insurance in Wickenburg, AZ- Rates by the Materials Used
The cost of homeowners insurance in Wickenburg, AZ, can be affected by the materials used to construct the home. For instance, a home built with all brick or stone exterior walls is likely to cost more to insure than a home with wood siding. This is because brick and stone are more durable materials that can withstand severe weather conditions better than wood. As a result, homes constructed with these materials are less likely to experience damage from wind, hail, or other elements and are, therefore, less risky to insure. For instance, homeowners in Wickenburg, Arizona, who build their homes with Masonry and Superior brick materials spend $722.45 and $692.03.
Homeowners Insurance in Wickenburg, AZ- Rates by the Number of Claims
As the number of claims against a homeowner's insurance policy in Wickenburg, AZ, rises, so does the cost of the policy. This is because each claim made against the policy raises the policyholder's risk profile, and the insurer must charge more to cover that risk. In Wickenburg, Arizona, homeowners with no claims can purchase their policy for as little as $654.01. Policyholders with one or two claims pay a higher premium and pay about $798.50 and $859.34 per year for their home insurance, respectively.
Top Home Insurance Companies in Wickenburg, AZ
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| State Farm | A | 17.97% |
| Liberty Mutual | A | 8.64% |
| Nationwide | A+ | 8% |
| Travelers | A++ | 4.13% |
| Erie | A+ | 3.5% |
Top Nationwide Home Insurance Agents in Wickenburg, AZ
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Rick Gerety & Assoc Inc | 21448 N 75th Ave Ste 10 85308 |
(623) 825-1700 | |
| Cole Hixon Insurance Inc | 5350 N 16th St Ste 100 85016-3213 |
602-992-0540 | |
| Chris R. Demers | 18434 N 99th Ave Ste 6 85373-1672 |
623-974-8372 | |
| Jessica L Burick | 42138 N MOUNTAIN COVE DR 85086 |
310-214-2444 | |
| Alan D Anderson Insurance Inc | 17220 N Boswell Blvd Ste 109W 85373-1985 |
602-942-7085 | |
| All About Insurance | 13801 N 49th Ave 85306-4922 |
602-938-1896 | |
| Cary-Wheeler & Associates Inc | 9299 W Olive Ave Ste 212 85345-8382 |
623-334-3276 | |
| Rick Galster Iii Insurance Agency Inc | 701 W Deer Valley Rd Ste 6 85027 |
(623) 869-8400 | |
| Rick Hamby Agency Inc | 20616 N Cave Creek Rd Ste 112d 85024 |
(602) 647-2771 | |
| Lazor Ins & Finc Services | 18275 N 59TH AVE STE 160 85308 |
602-548-2386 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Robin Brackett | 211 E Osborn Rd # C www.robinbrackett.com 85012 |
(602) 274-2941 | |
| Chuck Kent | 13825 N 7th St Ste G 85022-4342 |
602-866-7900 | |
| John Bussey | 15655 W ROOSEVELT ST STE 215 www.johnbussey.com 85338 |
623-535-8587 | |
| Emmett Thompson | 13845 W Test Dr www.emmettthompson.com 85338 |
(623) 932-1000 | |
| Al Nasiri | 20325 N 51st Ave Ste 144 www.afzalnasiri.com 85308-4610 |
623-561-8400 | |
| Bob Zakar | 20542 N Lk Plsnt Rd Ste 103 www.bobzakar.com 85382-9749 |
623-979-0008 | |
| Chris Regel | 1625 N 51st Ave Ste 103 www.chrisregelagency.com 85035-3935 |
602-455-2886 | |
| John C Bugg Iii | 3060 N LITCHFIELD RD STE 120 85395 |
623-327-2337 | |
| Louie Olive | 6751 N SUNSET BLVD STE 320 85305 |
623-414-4743 | |
| Cathy Yerkes | 28212 N Tatum Blvd Ste D5 www.yerkesinsurance.net 85331-2387 |
480-585-5115 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| John C Greene Agency | 2000 W WICKENBURG WAY STE 400 85390 |
928-684-2121 | |
| Lazarou Insurance & Financial Services | 7357 N 72ND AVE www.lazarouinsurance.com 85303 |
623-505-7910 Email:joyce@lazarouinsurance.com |
|
| Prime Coverage Corp | 18001 N 79th Ave Ste A14 85308 |
(623) 386-9968 | |
| Primax Insurance Agency Inc | 17505 N 79th Ave Ste 114 85308 |
(623) 412-8056 | |
| Pretorius Agency Inc | 10320 W Mcdowell Rd Ste E5016 85392 |
(623) 936-4962 | |
| Belmont Ins Inc | 5350 N 16th St Ste 100 www.belmontinsure.com 85016-3213 |
602-992-0540 | |
| The Mitchell-Joseph Agency | 5225 N Central Ave Ste 110 85012 |
Email:mmiller@mitchelljoseph.com |
|
| Deforest Group Incorporated | 1500 S Watson Rd Ste C102 www.deforestgroupinc.com 85326 |
(623) 932-3296 | |
| R L Milsner Inc Insurance Brokerage | 250 N Litchfield Rd Ste 140 85338 |
(623) 236-3131 | |
| Belk Insurance Agency Inc | 3430 W Bethany Home Rd Ste 109 85017-1957 |
602-242-4141 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Lazar Insurance | 7440 W CACTUS RD A-8 85381 |
623-486-7262 | |
| Michael Sprague & Associates | 21448 N. 75Th Ave. Suite 2 85308 |
1-623-572-4440 | |
| James B Murdoch Insurance Group Inc. | 4046 E GREENWAY 85032 |
602-274-1116 | |
| Arnold / Kukuda Insurance Agency Llc | 20325 N 51st Ave Ste 6-144 85308-5674 |
623-825-3333 | |
| Burke & Byrne & Associates Inc. | 111 E Monroe Ave Ste 101 85326-2709 |
623-533-6001 | |
| Downs & Associates Inc | 4001 E Bell Rd Ste 122 85032 |
(602) 567-0209 | |
| Anderson & Baur Insurance Llc | 751 E Union Hls Dr Ste A9 85024-2979 |
602-788-6700 | |
| Jacqueline R Castillo | 15610 N 35TH AVE 5 85053 |
602-375-9100 | |
| Ziemba Insurance Agency | 15610 N 35Th Ave Ste 5 85053 |
||
| Pretak And Pagones Insurance Agency Inc. | 9950 W Van Buren St Ste 102 prepaginsurance.com 85323 |
(623) 362-3663 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Al Drago Lutcf | 3040 E Cactus Rd Ste 2 85032-7196 |
602-971-3130 | |
| Edith Ramirez | 5418 NW Grand Ave 85301 |
(623) 474-9300 | |
| Daisy Romero | 7075 W Bell Road 85308-8547 |
623-878-6650 | |
| Derek Maitz | 28255 N Tatum Blvd Ste 7 85331 |
(480) 368-9569 | |
| Preston Young | 15609 W Bell Rd Ste 103 85374 |
(623) 476-5607 | |
| Jessica Novak | 1320 W CAVEDALE DR 85085 |
480-575-7250 | |
| Felice Iglesias Mba | 13144 W Camelback Rd Ste 130 85340 |
(623) 572-5135 | |
| Michael Sullivan | 14815 West Bell Road Suite 106 85374 |
1-623-584-3100 | |
| Jessica Niemann | 2336 W BARWICK DR 85085 |
623-760-9096 | |
| Elaine Irvin | 23425 N 39th Dr Ste 104 85310 |
(602) 765-4915 |
| Nationwide | Travelers | State Farm | |
| Median Home Value ($) | 215,470 | 225,470 | 235,470 |
| Construction year | 2011 | 1992 | 1997 |
| Home Coverage ($) | $300000-$350000 | $350000-$400000 | $300000-$350000 |
| Total Premium ($) | $910 | $1312 | $942 |
Wickenburg, AZ Multi Policy Discounts by Home Insurance Companies
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| Nationwide | upto 9% |
| Travelers | upto 6% |
| Erie | upto 18% |
| Liberty Mutual | upto 19% |